DUBAI, United Arab Emirates, Nov. 08, 2025 (GLOBE NEWSWIRE) — Mutuum Finance (MUTM) has been gaining significant traction in the cryptocurrency sector as its presale approaches a noteworthy achievement. Focused on decentralized lending and borrowing, the project has successfully raised over $18.6 million, marking a pivotal step towards the launch of its V1 protocol on the Sepolia Testnet, scheduled for Q4 2025. The consistent advancement and clear roadmap of the team have positioned Mutuum Finance as one of the most eagerly anticipated presales of 2025. With over 85% of Phase 6 now allocated, investor enthusiasm remains robust as demand escalates in anticipation of the next phase.
Robust Market Demand and Organized Token Sale
Since its inception earlier this year, the presale for Mutuum Finance has seen steady engagement from both individual and larger investors. The token initially priced at $0.01 in Phase 1 has now escalated to $0.035 in Phase 6, marking a remarkable 250% increase for early participants. The presale strategy is characterized by a fixed price and set allocation for each phase, where each stage sells out before moving to a higher price tier. This creates a sense of urgency and scarcity, rewarding early investors. Once a phase reaches its full allocation, the price of the token automatically increases in the subsequent phase. This approach has effectively sustained momentum, with almost 790 million tokens sold and more than 17,750 holders currently involved. Of the total supply of 4 billion MUTM tokens, 45.5% (approximately 1.82 billion) is designated for the presale, ensuring broad distribution and strong liquidity at launch. The anticipated launch price of $0.06 signifies another price increase, providing a distinct advantage to presale participants. This phased model illustrates Mutuum Finance’s commitment to long-term growth and transparent token economics.
Establishing a More Secure DeFi Environment
Mutuum Finance is in the process of creating a decentralized lending and borrowing protocol aimed at enhancing transparency and efficiency within digital asset markets. This platform will enable users to either lend their cryptocurrency to earn returns or borrow against their holdings without intermediaries. All transactions will be governed by smart contracts, which ensure fairness, automation, and security. The platform is designed around liquidity pools that link lenders and borrowers, balancing supply and demand while promoting on-chain transparency. When users deposit their assets, they receive mtTokens, which are interest-bearing receipt tokens that represent their deposited funds. These mtTokens automatically generate yield as borrowers utilize the liquidity, allowing depositors to enjoy passive income while retaining full ownership of their assets. To further boost token demand, Mutuum Finance employs a buy-and-distribute strategy. A segment of the platform’s revenue is allocated to purchasing MUTM tokens from the open market, which are then redistributed to users who stake mtTokens in the safety module.
Progressing Through the Roadmap’s Second Phase
Currently, Mutuum Finance is in Phase 2 (Building Mutuum) of its official roadmap. This phase emphasizes the fundamental development and technical groundwork of the project. The team is diligently working on coding and testing smart contracts, as well as developing both the front-end and back-end of the decentralized application (DApp). Advanced functionalities are being integrated to enhance the platform’s capabilities, while risk parameters and analytical tools are being established to ensure operational efficiency and stability. Regular code evaluations are conducted by both internal and external teams to uphold security and quality standards throughout the development process. This phase builds on Phase 1 (Introducing Mutuum), where the presale was launched, a CertiK audit was completed, and a legal compliance framework was established. Marketing initiatives, educational resources, and community giveaways successfully helped introduce the project to a global audience.
Community Engagement and Continuous Interaction
A major factor driving the momentum of Mutuum Finance is its community engagement approach. The project features a 24-hour leaderboard that rewards the top daily contributor with $500 worth of MUTM tokens. This gamified system has maintained consistent and transparent participation, transforming the presale into an interactive experience rather than a mere transaction. The leaderboard not only encourages new investors to engage regularly with the platform but also introduces a competitive element that enhances visibility and activity surrounding the presale. Coupled with consistent investments from larger stakeholders and strategic participation, this model demonstrates that both retail and institutional investors recognize the long-term potential of the project.
Upcoming V1 Testnet and Key Features
The next significant milestone for Mutuum Finance is the V1 launch on the Sepolia Testnet, expected in Q4 2025. This release will highlight the platform’s essential features, allowing users to experience its functionalities before the mainnet launch. The V1 version will introduce the fundamental components of Mutuum Finance’s lending protocol, including Liquidity Pools for both lenders and borrowers, along with mtTokens that serve as yield-bearing deposit receipts. Borrowers will receive Debt Tokens, representing their active loan positions, while a Liquidator Bot will work to maintain system stability and balance within the protocol. Initial supported assets will include ETH and USDT, chosen for their liquidity and reliability, with additional assets to be introduced following further audits and testing. This testnet phase will be crucial for fine-tuning parameters such as loan-to-value (LTV) ratios, interest rate structures, and liquidation processes prior to the mainnet launch.
Growing Momentum Ahead of the Next Milestone
As Phase 6 approaches full allocation, the momentum surrounding Mutuum Finance continues to build. The combination of strong presale performance, clear roadmap execution, and the forthcoming V1 launch has positioned the project among the most closely monitored in the cryptocurrency landscape. The methodical progress of Mutuum Finance, from its audited foundation to community-driven engagement, underscores its commitment to purposeful and disciplined development. With the presale nearing completion and advancements moving toward the next milestone, the increasing visibility of the platform indicates growing confidence in its long-term viability.
